Get United Club Access Free for a Year With This Targeted Offer

Jan 12, 2018

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Update: Some offers mentioned below are no longer available – United MileagePlus Explorer Card

In a return of a highly popular offer from 2016, United MileagePlus members are targeted for Chase’s MileagePlus Club Card with the $450 annual fee waived for the first year. To see if you’re targeted, visit and log in with your United MileagePlus credentials.

If you were targeted — like quite a few of us at TPG were — you’ll see the following offer:

While many credit cards waive the annual fee for the first year, there’s a reason that this one typically doesn’t: The card includes a full United Club membership. Even with a $450 annual fee, this card makes our list of Top Premium Travel Cards. Without the annual fee, signing up for the card is a no-brainer if you’re a frequent flyer. After all, you don’t have to be flying United to use the United Club as a cardmember; you get unlimited United lounge access whenever you’re in an airport that has a United Club.

In addition, you’ll also receive Premier Access benefits, two free checked bags, 2x miles per dollar on all United purchases and 1.5x miles per dollar on all other spend, no close-in award booking fees and improved access to United award inventory.

Some of these benefits are also included with the United MileagePlus Explorer Card, which carries a much lower annual fee of $95 (waived for the first year) and is currently offering 40,000 bonus miles after you spend $2,000 in the first three months. But you’ll only receive United Club access twice each year. So, if you fly United a lot, the Club Card offers obvious advantages.

After the first year, the $450 annual fee will apply. That’s $100 off the regular United Club membership fee before United elite status discount. But, if you’re targeted for the waived annual fee, you’re under no obligation to keep the card after the first year. Depending on your travel style, you might be better off with a card like The Platinum Card® from American Express or Chase Sapphire Reserve — both of which provide access to far more lounges.

One important note to keep in mind is that this card falls under Chase’s “5/24 rule.” So, just because you were targeted by United to get this offer doesn’t mean that you’ll be approved for the card by Chase.

H/T: Reddit

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