15,000 Virgin Points welcome bonus: A review of the Virgin Atlantic Reward+ credit card

May 8, 2022

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Virgin Atlantic has an impressive list of destinations, more redemption partners than you probably realise, and you can also earn its currency, Virgin Points, directly through two different cobranded credit cards. One of those cards is the Virgin Atlantic Reward+ Credit Card and it has a great sign-up bonus for a limited time only.

Related: The ultimate guide to flying Virgin Atlantic

In This Post

Who is this card for?

This card is designed for those who fly Virgin Atlantic (or would like to) and want a high-earning card to earn Virgin Points to use on Virgin Atlantic or its airline partners like KLM, Delta and Air France.

This may also be a good option for those travellers who use a high-earning American Express card but also want a Mastercard for those retailers that do not accept American Express.

Related: Sign up to receive the daily TPG U.K. newsletter for more credit card tips!

Sign-up bonus and annual fee

This card offers 15,000 Virgin Points if you apply and make a purchase on the card. Based on TPG’s current valuation of Virgin Points these 30,000 points are worth approximately £180 which is a great offer.

There is an annual fee of £160 but with the value of the generous welcome bonus you will be coming out in front.

This card has a representative APR of 63.9% variable and a purchase rate of 22.9% variable with an assumed credit limit of £1,200.

Virgin Atlantic's new premium-economy cabin. Photo courtesy of Virgin Atlantic.Virgin Atlantic’s new premium-economy cabin. Photo courtesy of Virgin Atlantic.


You will earn a generous 3 points for each £1 spent on the card with Virgin Atlantic or Virgin Holidays and 1.5 points per £1 spend on all other purchases.

For a non-American Express card, this is a fantastic earn rate, especially given Mastercard is accepted in more places than American Express.

As of 16 April 2020, the card no longer charges foreign transaction fees on some international purchases. Virgin Money did away with the pesky 2.99% foreign transaction fee it charges on some non-sterling purchases. The fee no longer applies to international purchases made within the European Economic Area (EEA). In other words, you won’t be charged the 2.99% fee if you are making a purchase in sterling, euro, Swedish kronor or Romanian lei. For international purchases made outside of the EEA, you’ll still be charged a 2.99% fee.


Read our complete guide to using Virgin Points here.


The best perk of this card, if you are planning to spend some serious money, is the ‘Virgin Atlantic Reward’ you will receive after spending only £10,000 on the card within 12 months of your card anniversary date (i.e. the date you activated the card).

  • A one-cabin return upgrade in any booking class (excluding Economy Light). Anyone can upgrade from economy to Premium, or Premium to Upper Class, even if you are just an entry-level Flying Club Red member. Fees, taxes and surcharges are applicable for the upgrade; or
  • Gold and Silver Flying Club members can book a companion into any class of service (economy, Premium, or Upper Class) for no extra Virgin Points. Red Flying Club members can continue to book a companion into economy or Premium using the Companion Voucher, or into Upper Class for 50% of Virgin Points required for a normal redemption seat. Fees, taxes and surcharges are applicable for both passengers.
  • One Virgin Clubhouse worldwide entry pass when flying with Virgin Atlantic, Delta or Air France/KLM. No additional guests can be permitted. If you’re a Flying Club Gold member, you’ll get two passes.

Note the upgrades must have award availability in the higher class to which you wish to upgrade, the travelling companion must still pay taxes and fees for their ‘free’ flight.

Other perks include 0% interest on balance transfers for the first six months, but do note there is a 3% fee for transferring this balance.

Delta One Suites, a Virgin Atlantic Flying Club redemption partner. Photo by Emily McNutt / The Points Guy

Which cards compete with this card?

This is a great card packed with earning benefits but does have a substantial annual fee. If you would like to still collect Virgin Atlantic Virgin Points without an annual fee but are happy with no sign-up bonus and lower-earning rate, you may wish to consider the Virgin Atlantic Rewards Credit Card instead.

However, if you have Virgin Atlantic elite status and will spend £10,000 or more on the card it could be a much better value proposition to have the Rewards+ card in order to obtain that valuable Virgin Atlantic Reward.

Bottom line

Flying Club doesn’t receive quite as much attention as Executive Club/Avios does, but it’s an excellent loyalty programme with plenty of redemption options especially when you consider the Air France, KLM and Delta options and all of the ways you can earn and redeem Virgin Points with Virgin Red.

This is a higher-end card with a fantastic earn rate, a good sign-up bonus and annual fee to go with it. Plus, now that it no longer charges foreign transaction fees on some purchases, it could be a good option to use if you’re abroad. If you are a higher spender and especially if you have elite status in the Flying Club programme, you can apply for this card here.

Featured image by Patrick Fallon / The Points Guy.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.