How to collect and spend British Airways On Business Points with airline partners

Oct 28, 2019

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This story has been paid for by American Express, but the opinions are those of the author and TPG. This is one way TPG continues to provide our readers with free news and advice about travel.

This month we are looking at British Airways On Business Programme following the introduction of The British Airways Accelerating Business Card From American Express UK, which allows you to earn both Avios and On Business Points at the same time for eligible flights.

If you or your colleagues book eligible flights with British Airways, Iberia or American Airlines regularly, you should know about the On Business programme because you can collect and spend these valuable points to improve both the cost savings and comfort of your travel. There are some quirks for earning and redeeming On Business Points with British Airways, Iberia and American Airlines — here’s what you need to know.

Which flights are eligible?

Although we talk about these three airlines together, the list is actually a bit wider. Eligible flights for the On Business Programme include flights operated by British Airways, but also:

  • American Airlines
  • Iberia
  • BA CityFlyer, Comair, Sunair, Iberia Express and Air Nostrum
  • British Airways-marketed routes (ticketed with a BA flight number) operated by Japan Airlines, Qantas and Qatar Airways

The ticket number of your flight must start with 125 (British Airways), 001 (American Airlines) or 075 (Iberia). You cannot earn On Business Points on reward flights, group bookings or agency- or industry-discounted tickets.

You can book flights through any third-party site, direct or through online travel agents but not through BA Holidays.

Earning On Business Points on partner airlines

Now that we have our list of eligible flights, there are two different ways to earn points for these flights.

Firstly, where you use the new British Airways Accelerating Business Card From American Express UK, you will earn 0.5 On Business Points for each £1 spent on an eligible flight operated or ticketed by British Airways (with the 125 ticket number described above).

Then once you (or your employees or colleagues) take the eligible flights themselves, they will earn additional On Business Points on the fare and carrier-imposed charges, but not taxes and fees.

The rate at which you will earn On Business Points for taking the flights themselves is calculated as follows:

Tier Annual Spend Earning Rate Bonus
On1 £0 – 29,999 1 point per £/$/ €
On2 £30,000 – 299,999 1 point per £/$/ € 25%
On3 £300,000+ 1 point per £/$/ € 50%


Remember that when flying with British Airways and spending on the British Airways American Express Accelerating Business Card you will earn a total of 1.5 On Business Points per £1.

Spending On Business Points on partner airlines

Along with British Airways, you can use your On Business Points for reward flights on American Airlines and Iberia. Iberia will also allow cabin upgrades using On Business Points. There isn’t a published award chart showing every On Business Point redemption rate, but here are some popular destinations for reward flights from TPG U.K.’s On Business Explained Guide:

Destination Economy Premium Economy Business First
Paris 1,100 5,200
Amsterdam 1,100 5,200
Glasgow 1,100 5,200
Madrid 1,600 6,700
Tel Aviv 2,500 7,500 13,000 20,000
New York 4,500 11,000 24,000 34,000
Dubai 4,000 10,000 21,000 30,000
Mumbai 4,500 11,000 24,000 34,000
Los Angeles 5,000 12,000 29,000 39,000
Cape Town 5,000 12,000 29,000 39,000
Tokyo 5,000 12,000 29,000 39,000
Hong Kong 5,000 12,000 29,000 39,000
Sydney 8,000 16,000 35,000 45,000

For upgrades on Iberia, you’ll need 5,100 On Business Points to move from economy to business class between the U.K. and Madrid, and 13,000 On Business Points for a Madrid to New York premium economy to business class upgrade, for example.

The card currently comes with a welcome bonus of 2,200 On Business Points after spending £3,000 or more on purchases on the card within the first three months. Representative Example: APR 81.6% variable with an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. variable. There’s an annual fee of £210.

You can read our full review of The British Airways Accelerating Business Card From American Express UK here and apply for the card here.

Featured image by Benji Stawski / The Points Guy

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