10 things to do when you get the Platinum Card from American Express UK

Aug 25, 2021

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The Platinum Card from American Express U.K. is the most feature-packed personal card available in the U.K. If you’ve recently applied for this card, you can start enjoying the benefits straight away.

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In This Post

Plan to hit the minimum spend Requirments

Right now, the Platinum Card comes with a welcome bonus of 60,000 Membership Rewards when you spend £6,000 in the first six months of holding the card. We value Membership Rewards points at 1.4p each, so depending on use, these points are worth a huge £840.

With such a valuable bonus up for grabs, make sure you plan how you’re going to get there. The easiest way is to split the spend across the spend period, so £1,000 per month. This will likely be more manageable than thinking of spending £6,000 all at once.

If you think you might fall just short, set some diary reminders to check how you are tracking against meeting the minimum spend as the deadline draws nearer. 

Related: 7 ways to earn a credit card sign-up bonus without leaving the house

Look out for your Priority Pass membership

(Photo by Daniel Ross / The Points Guy)

This is probably my favourite feature of the card and one I use all the time because I spend a lot of time in airports.

Priority Pass is the world’s largest collection of airport lounges, with more than 1,200 lounges in over 130 countries worldwide. There’s a very good chance the next airport you fly through will have at least one. In the case of larger airports, there may be multiple lounges to choose from. Your Platinum Credit Card gives you and a guest to access any Priority Pass lounge.

You will automatically be enrolled in the programme when your card application is approved, and a physical Priority Pass membership card will be sent to the address registered on your account. Look out for this physical card in the mail.

With dodgy internet service at many U.K. airports, you don’t want to be stuck at the lounge desk with a queue of people impatiently waiting behind you trying to sign up to Priority Pass on the spot (which will not be instant). 

Add your card to your Addison Lee account

American Express Platinum cardmembers also get up to £120 in Addison Lee credits each year. Once you add the card to your Addison Lee account, you’ll receive a £10 in credit to use toward a ride each month when you pay with your Platinum Card through the Addison Lee app.

Related: How does Addison Lee compare with Uber?

Link your favourite transfer partners

The American Express Platinum Card earns valuable Membership Rewards points, which you can transfer to a number of different airline and hotel loyalty programmes. There’s no obligation to use all your Membership Rewards points in a particular way — you can keep them in your account and decide when, how and how many to use at any given time.

If you are already collecting points in the programmes of transfer partners such as British Airways Avios, Virgin Atlantic Flying Club or Marriott Bonvoy, you may wish to add your membership numbers to your MR account so they’re ready to transfer at any time.

See if your next trip has a Centurion Lounge

(Photo by Zach Honig/The Points Guy)

Along with the extensive collection of Priority Pass lounges, American Express also has its own network of luxury Centurion Lounges. Right now, these are mostly located at major airports in the U.S., but there are also Centurion Lounges in Hong Kong, Sydney and, early next year, London Heathrow (LHR) Terminal 3.

Your card will also give you access to Delta Sky Clubs when you are flying with Delta Air Lines.

Activate up to 4 elite hotel statuses

The Platinum Card comes with elite status in five different hotel programmes: Hilton Honors Gold status, Marriott Bonvoy Gold status, MeliaRewards Gold status and Radisson Rewards Gold status.

Unless you’re staying in many different hotels regularly, you may want to focus on just one or two of these statuses and sign up for a membership, which will quickly reflect your status even if you’ve never stayed there.

For me, Hilton Honors Gold and Mariott Bonvoy Gold are my favourites of the complimentary statuses that come with the card. You can read more about choosing the right hotel loyalty programme for you here.

Related: Which is the most valuable elite hotel status with the Platinum Card from American Express UK?

Check your new travel insurance

You now have worldwide travel insurance for yourself as the cardholder, your family and supplementary cardmembers. There are many protections that come with this insurance, though you’ll need to enroll to take advantage.

For example, when it comes to car hires, you can rely on this insurance in place of additional or optional insurances offered by car rental companies such as collision damage waiver, loss damage waiver, removal/reduction of excess, theft protection and personal accident insurance.

Get complimentary elite car hire status

(Photo by George Rose/Getty Images)
(Photo by George Rose/Getty Images)

In addition to five elite hotel statuses, you’ll also get status with several car rental programmes when you enroll, including Hertz Gold Plus Rewards Five Star and Avis Preferred status. You’ll need to enroll for each programme on the Amex website.

Armed with these statuses, you can expect free upgrades (subject to availability), priority check-in and other benefits.

Related: I don’t like rental cars, but I sure love rental car insurance

Plan your Onefinestay trip

The card comes with a very generous $200 (£150) credit for each Onefinestay luxury home rental property you book.

As the name suggests, Onefinestay focuses on luxury homes and has 10,000 properties worldwide. These are located in both cities as well as resort destinations including Paris, Los Angeles, Rome, New York City and the Caribbean.

Unlike Airbnb, every single Onefinestay property and every host have been visited and vetted.

Onefinestay isn’t about listing every property it possibly can. Instead, it’s a carefully curated collection of the world’s finest homes available to rent.

Get to know your Platinum Concierge

Booking your own reservations can be a somewhat daunting task, especially at high-demand restaurants and events. As an Amex Platinum cardmember, you have access to a special phone service that helps you book high-demand restaurants and events, and finds the perfect dinner spot or even delivers items on demand.

You’ll need to call to activate this benefit and make sure you sign up for texting when you do so to make things more convenient.

There are also Platinum travel counselors available to provide you with custom itineraries and tailored recommendations.

You can apply for The Platinum Card from American Express UK here.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.