Your ultimate guide to Amex Offers

Mar 17, 2020

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Editor’s note: This is a recurring post, regularly updated with new information and offers.

TPG UK is here to help you maximise your travel. From alerting you to the latest flight deals and reviewing the best and worst airline products in the sky to advising on the best ways to earn miles, we’ve got you covered.

One of the easiest and most common ways to earn miles is by taking out a miles-earning credit card and putting your day-to-day spend on it to maximise your earning potential. Earning through credit cards doesn’t stop there. American Express-branded cards come with an added savings and bonus potential by the way of Amex Offers, making it easy to save and earn miles without ever having to step on a plane or in a hotel room.

What are Amex Offers?

All U.K. American Express cards come with Amex Offers — whether it’s a core card like The Platinum Card from American Express U.K., a small business card like The Business Platinum Card from American Express U.K. or a cobranded card like The British Airways American Express Premium Plus Credit Card from American Express U.K. Essentially, Amex Offers are a way for American Express to reward you with additional points, miles or even a statement credit in return for making a purchase with your Amex card.

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Not only do you earn miles or points for every pound spent with your card, but with Amex Offers, you can increase your earning potential by adding deals to your cards and then spending in places that you normally would anyway. Amex Offers host deals from a number of popular retailers that you may already be spending at — from Pret to Marriott, shopping small and more. Because new Amex Offers are always popping up, it’s important to keep on top of these and check them as often as you can.

Generally speaking, Amex Offers come primarily in four different formats:

  • Spend £X, get Y number of points/miles
  • Spend £X, get £Y back
  • Spend £X, get Y% off your purchase
  • Get additional points for each pound spent at select merchants

Each Amex Offer is targeted to the respective cardholder, which means that what’s available in your account might be different from what a friend or family member has in theirs. It also means that if you have multiple Amex credit cards, you will probably have different Offers across your cards. My Platinum Card currently has 37 available Offers attached to it, ranging from Morrisons to Eurostar and more.

Meanwhile, my British Airways American Express Card has 48 Offers available. Both cards feature the Jimmy Choo “Get 20% back every time” Offer, whereas the Google Store Offer is only featured on my Platinum.

Enrolling and redeeming: read the terms carefully

Redeeming Amex Offers could not be easier. However, in order to take advantage of each one, you will need to manually add it to your card. Each of the Offers is free to register for and targeted Offers are pre-loaded in your account, which is accessible either online or through the American Express app.

Once logged in on your web browser, simply scroll down on the homepage until you reach the Amex Offers section. If you’re using the app, Offers can be found on the Offers tab at the bottom of the screen.

Once you’ve found an Offer for you, simply click “Save to card” to make sure you don’t miss out on the savings or bonus points or miles. Before doing so, it’s important to read the terms and conditions of each Offer, as they may differ slightly. If you save an Offer to a card and don’t explicitly follow the terms and conditions, you won’t be eligible to earn the bonus associated with the Offer.

Make sure to stay on top of your Offers and act quickly, as many are limited to the first customers who click “Save to card”. In addition, keep in mind that Offers have end dates, meaning you’re required to meet the minimum spending threshold by that date in order to be eligible for the bonus. In most cases, Offer credit or bonus points should appear in your account within five days, but could take up to 90 days from the Offer end date.

Evaluating and stacking Offers

One of the best parts of the points and miles hobby is thinking about all of the ways that you can earn. In addition to earning for every pound spent on your credit card, you can earn even more with Amex Offers. On top of that, there’s even more earning potential by double-dipping — or even triple-dipping.

You can use Amex Offers in addition to online shopping portals to earn extra cash back or bonus miles on your purchase. For example, if you want to make a purchase with ASOS and see an Amex Offer available, you can add the Offer to your card, head to the airline shopping portal of your choice, meet the minimum spend directly through the window that opens and earn double — bonus points or miles from the shopping portal and a credit back from the Amex Offer.

That said, it’s important to not get carried away with Amex Offers. Just because you see an Offer in your account doesn’t necessarily mean you have to take advantage. If you’re not in the market to spend with Annoushka Jewellery, even though there’s an Amex Offer readily available, then don’t feel pressured to do so.

Bottom line

Amex Offers are some of the best ways to help you keep your points and mile balance topped up or save you some cash. In fact, when considering if the annual fee for the Platinum Card is worth it, Amex Offers feature highly in the card’s favour. Two or three Offers over the course of the year could easily help towards paying for the annual cost of the card — and that’s before considering the value of the card’s other benefits like a Priority Pass membership.

Related: The best Priority Pass lounges at Heathrow

As always, be sure to find value in the Offers that you consider. Act fast and stick the to the terms and conditions, and you could be earning more miles and saving cash in no time.

Featured image by Josh Gribben/The Points Guy

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.