Business class flights, European team getaways or business expense discounts: How businesses can earn and redeem 150,000 Avios with the British Airways American Express® Accelerating Business Card

Aug 4, 2022

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The British Airways American Express® Accelerating Business Card allows businesses to earn valuable rewards to reduce their everyday business expenses. Today we are looking at how a business with £60,000 of expenses across a 12-month period can earn and redeem 150,000 Avios just by using this Card.

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Earning Avios

This Card currently offers 30,000 bonus Avios as a welcome bonus if you are approved and spend £5,000 in the first three months of Cardmembership. This is a Credit Card, not a Charge Card, which gives business owners the option to pay for business purchases over several months or all at once.

There’s no minimum turnover requirement to be approved for this Card, and you can be approved without a VAT number. This Card has an annual fee of £250 per year.

Representative example: Representative APR is 98.7% variable with an assumed credit limit of £1,200 and a purchase rate of 23.3% p.a. variable.

You will also collect 1.5 Avios for every £1 spent on the Card as well as 2 On Business Points for every eligible £1 spent with British Airways. Cardmembers will also collect an additional 10,000 Avios for every £20,000 spent on the card, up to three times each calendar year.

This means new Cardmembers who spend £60,000 in a calendar year could collect 120,000 Avios each year — a combination of 30,000 Avios for reaching £20,000 spend three times over, and 90,000 Avios for the 1.5 Avios per £1 earn rate.

Add this to the 30,000 Avios welcome bonus and there’s an impressive total of 150,000 Avios in the first year alone, worth £1,650 by TPG’s current valuation of Avios.

(Photo by Nicky Kelvin/The Points Guy)

Redeeming Avios

Businesses can use Avios to reduce their everyday travel expenses, office expenses or just treat their staff. Avios can be redeemed for flights or upgrades on British Airways and their partner airlines like Qatar Airways, American Airlines and Iberia as well as redeeming for hotel stays, and even shopping discounts. Here are some of the best options to redeem the 150,000 Avios:

  • Fly 8 staff return on British Airways in Euro Traveller (Economy) on off-peak dates return to select European destinations including Amsterdam, Edinburgh, Munich or Nice (plus only £1 per person in fees, taxes and surcharges);
  • £1,200 worth of office expenses from Sainsbury’s, Argos, Ebay or Habitat by transferring the Avios to Nectar points;
  • A return business class flight on British Airways on off-peak dates to over 200 British Airways destinations, including Cape Town (CPT), Las Vegas (LAS), San Francisco (SFO), or Miami (MIA) plus fees, taxes and surcharges;
  • Fly two people return in premium economy to Dubai (DXB) on off-peak dates on British Airways plus fees, taxes and surcharges;
  • A return flight from the United Kingdom to Asia in Qatar Airways award-winning Qsuite business class plus fees, taxes and surcharges.

Related: Suite escape: a review of British Airways’ Club Suite on the A350 from London to Dubai

Qsuite. (Photo by Zach Griff/The Points Guy)

Other benefits

You can issue up to 99 Supplementary Cards to your employees for free, and you will receive all the points to your primary account (Avios and On Business) as well as all the expenses put on all the Cards issued to your company. The main Cardmember remains liable for all spending on the Card.

Amex Offers provide regular discounts and cash back with brands like Samsung and Celebrity Cruises.

There are also plenty of travel and purchase benefits:

  • Travel accident protection: There is a £250,000 travel accident benefit when travelling on public transport on a business trip.
  • Travel inconvenience: This covers flight cancellations, delays and delayed luggage when you pay with your Card, with higher limits if flying with British Airways, namely:
    • £200 for a flight delay, overbooking or missed connection (£250 if a British Airways flight)
    • Up to an additional £400 (overbookings only) if alternative arrangements are not made within six hours
    • £750 for baggage delayed by an airline for six hours or more (£1,000 if a British Airways flight)
    • Up to an additional £1,000 for extended baggage delay by an airline (£1,250 if a British Airways flight)
  • Purchase protection: If you buy an eligible item on this Card and it’s stolen or accidentally damaged within 90 days, there’s a replacement, repair or refund cover up to £2,500 per eligible item.
  • Refund protection: You will be insured to replace or refund up to a maximum of £200 if a retailer won’t refund an eligible item within 90 days.

Significant limitations and exclusions apply to all protections including maximum annual claim limits, excess payable and coverage being dependent on using the card. Some purchased items are not applicable for protection. View full insurance cover here.

Your Supplementary Cardholders will also receive these travel and purchase benefits. You will need to use the Card to pay for these items in order for them to be covered by the protections and insurances. Note that they are subject to enrolment and some additional terms, exclusions and limitations apply.

There are plenty of rewarding benefits to reduce your everyday business expenses, or just treat yourself, or your employees with the British Airways American Express Accelerating Business Card – you can apply for this Card here.

Featured image by American Express

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