TPG reader question: Should I keep using my Hilton Honors Platinum Visa?

Nov 28, 2021

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Editor’s note: This article is part of a weekly column to answer your credit card, points and miles and general travel questions. If you would like to ask us a question, tweet us at @thepointsguyuk, message us on Facebook or email us at

While there are plenty of U.K. points and miles earning credit cards available right now, there are some cards that you might hold that are no longer publicly available to new applicants. There are all sorts of reasons why this might be the case – if it is a co-branded credit card with an airline or hotel partner, this partnership may have ended, or perhaps the original card offer was too generous, and it did not make sense for the card issuer to continue offering the product.

Whatever the reason, the card issuer may continue to allow you to use the card years after they stop accepting new applicants. It may sit in a drawer somewhere, as the lack of communication about the card around things like bonus offers means the card is not front of mind.

But should you keep an old card like this? That brings us to this week’s TPG reader question of the week.

New to The Points Guy? Check out our beginner’s guide and subscribe to receive our free daily newsletter!

In the UK, is it still worth using the Hilton Honors Platinum Visa Barclaycard? It’s no longer available to new applicants. It would be nice to know whether cardholders should ditch it and find another reward card where points can be converted to Hilton?

Neil, TPG Reader

This card predates TPG U.K. but I’ve done some digging on this unusual product.

While the card is no longer available to new applicants – it hasn’t been since early 2018 – if you do still hold this card you can earn:

  • 3 Hilton Honors points for every eligible £1 you spend, at participating Hilton Worldwide hotels
  • 2 Hilton Honors points for every eligible £1 spent on everyday purchases, like groceries, petrol and online.

There’s no annual fee for this card.

There’s currently no Hilton Honors branded credit cards available to new applicants in the United Kingdom so the alternatives if you are looking to earn Hilton points from credit card spend, would be a card that earns alternative points that can then be converted to Hilton points. Given the lack of an annual fee on Neil’s card, let’s look at alternatives with no annual fee (at least for the first year):

This means that if you are looking to consolidate your cards, you will earn the same amount of Hilton points for everyday spending with the Amex Gold card. Meaning, it could make sense to switch to the Amex Gold though it’s handy to have a non-Amex option to use where American Express is not accepted. However, if you are booking regularly with Hilton, you should keep the old Barclaycard as it earns an additional Hilton point when you spend directly with them.

Featured image by Conrad Algarve

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.