Last updated: 23/04/19
(a) In these terms and conditions: “we”, “us” and “our” refer to Red Ventures Services Limited trading as The Points Guy UK; “website” means the website available at ThePointsGuy.co.uk (or any successor website operated by us from time to time); “experts” means website members who represent a third party financial company or organisation and “your content” means testimonials and any other content that you submit to the website or to us or to an employee of ours, either directly via the website or by email, letter or any other means.
(b) ThePointsGuy.co.uk provides reviews, information and comparison services in relation to consumer products and services. We do not charge for this service. Instead, we may receive fees from suppliers of products and services (read or Advertising Policy here).
(c) We reserve the right to change, modify, replace or remove any information or service provided by the website without notice as we see fit.
- Financial information disclaimer
(a) ThePointsGuy.co.uk provides information and comparison services in relation to products and services, including some regulated financial service products. We do not provide financial or legal advice, nor do we recommend particular products or services. You should always take professional financial advice in connection with, or independently research and verify, any information that you find on our website and wish to rely upon, whether for the purpose of making a credit card application or otherwise.
(b) While we endeavor to keep the information on ThePointsGuy.co.uk accurate, complete, and up-to-date, we cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.
(c) We do not endorse the authenticity, identity or qualifications of experts or company representatives. Accordingly, we will not be liable in respect of any losses you may suffer arising out of such information or any reliance you may place upon such information. Nor will we be liable in respect of any losses you may suffer as a result of relying upon information posted on ThePointsGuy.co.uk by an expert or company representative.
(d) While we strive to ensure information in our emails is accurate, offers can be withdrawn or changed at the last minute. Please check particular deals are still available before parting with any money or applying for product.
- Our content
(a) The content, design, software, databases, text, graphics and all other material on the website is owned by us or our licensors and protected by copyright.
(b) You may use the website for your own individual, non-commercial use. You are permitted to download and print a single copy of each page of the website for your personal use only. Aside from this none of the content, design, software, text, graphics or other material used on the website may be reproduced, modified or redistributed without our prior and explicit written permission. You must not use this website for any commercial purpose without our express written consent.
(c) We do not make any recommendation or endorsement as to any experts or to any content submitted by third parties or linked to our website.
You hereby indemnify us and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute on the advice of our legal advisers) incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions.
- Limitations and exclusions of liability
(a) Nothing in these terms and conditions will: (i) limit or exclude our or your liability for death or personal injury resulting from negligence; (ii) limit or exclude our or your liability for fraud or fraudulent misrepresentation; (iii) limit any of our or your liabilities in any way that is not permitted under applicable law; or (iv) exclude any of our or your liabilities that may not be excluded under applicable law.
(c) We will not be liable for any loss or damage of any nature arising out of or in connection with the website or your use of the website.
(d) We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.
(e) We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.
(f) We will not be liable to you in respect of any loss or corruption of any data, database or software.
(g) We will not be liable to you in respect of any special, indirect or consequential loss or damage.
(i) We do not give any guarantee that access to the website or its content will be free from errors and uninterrupted. Nor do we give any guarantee that the website or its content will be free from viruses or anything else that may be considered harmful. It is your responsibility to put the necessary safeguards in place to protect yourself and your technology.
- Links and merchants
(a) The website contains information about and links to other third-party websites. We are not in any way responsible for the information displayed on, the privacy policies of, or the practices upheld by said third parties. Nor are we in any way responsible for the products or services they offer.
(b) Any arrangements between you and any third party contacted via the website are at your sole risk. We assume no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information, services or other material on this website.
(c) Some of the links to third party websites included on our website are affiliate links. This means that we may receive commission or a fee if you click on a link that takes you through to a third-party website or if you purchase a product from a third-party website (please familiarise yourself with our Advertising Policy)
- Payments to third parties
(a) Should you use the website to find a product or service and go on to purchase said product; any payment made will be to the relevant third party. We are not in any way involved with any such transaction or the processing of any such transaction.
(b) Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking.
- Trademarks and copyright
(a) “ThePointsGuy” and our logos are trademarks belonging to us. We give no permission for the use of these trademarks, and such use may constitute an infringement of our rights.
(b) The other registered and unregistered trademarks or service marks on our website are the property of their respective owners. Unless stated otherwise, we do not endorse and are not affiliated with any of the holders of any such rights and as such we cannot grant any licence to exercise such rights.
(c) All software used on or within our website is our property, or the property of our software vendors, and is protected by international copyright laws. Viewing, reading, printing, downloading or otherwise using the content and/or the collective work does not entitle you to any ownership or intellectual property rights to the content, the collective work, or the software.
- Third-party rights
- Governing law and jurisdiction
- Contact and registration details
(b) Our registered office is 8 Smarts Place, London, England, WC2B 5LW; and our company registration number is 11645522.
If you have questions, comments, concerns or feedback regarding this Agreement or our Services, please contact us at firstname.lastname@example.org.